VGS is the most comprehensive end-to-end card payment data security solution in the market. Let us take care of your data security needs so you can focus on what matters most - growing your card business (whether it's debit, credit, prepaid, or business cards).
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Reduce Time to Market By 50% or More
Accelerate connectivity & on-boarding to issuing process platforms
Reduce your PCI cost by 50%
Deploy a secure PCI environment at a fraction of the time and cost of DIY.
Maximize Data Utility
Utilize your data with intuitive logic, metadata, and format preservation.
Own All Cardholder Data
Avoid vendor lock-in with data that stays with you.
Accelerate Card Issuance Compliances
Reduce time for PCI, freeing up resources for other strategic initiatives.
Integrate with Ease
Supports any issuing-processing platform with no changes your network architecture.
Card Reveal
Securely display full card details in your app or on your website without coming into scope for PCI compliance
Implement easily with full styling and configuration control for brand consistency
Push Provisioning
Easily activate new and cancel existing virtual cards for an additional layer of security on online purchases, subscriptions, trial-based payments, and shared expenses
Instantly generate new card number and CVV information without the inconvenience of manual block-and-reissue card procedures
Set budgets and limits for each virtual card, with the ability to cancel, delete, or edit them at any time
Virtual Card Activation
Instantly add cards to mobile wallets (e.g., Apple Pay, Google Pay, and Samsung Pay) for seamless in-app payments, online purchasing, and Tap to Pay capability
Bypass mail delivery delays with immediate access to funds upon virtual card activation
Customer Support
Tokenize sensitive data captured with IVR phone, email, mobile, and online support channels into randomized alphanumeric aliases
Securely access the information needed to support customers across all channels without expanding PCI scope
Settlement and Master Account Files
Reconcile files from issuers and processors without exposing your systems to sensitive PCI data.
Ensure all sensitive data in transaction logs is tokenized and that you are not risking exposure to data breaches whenever you receive transaction data from vendors
Issuer Direct Post (B2B Virtual Cards)
Get B2B virtual cards without being in scope for PCI Compliance by issuing new virtual cards to replace raw PANs and using the “Card Reveal” functionality with the customer
An everyday use case is an OTA (Online Travel Agency) purchasing from a hotel or airline on behalf of an OTA's customer after the customer pays the OTA. OTAs can descope their environment from PCI compliance while securing and managing their virtual cards from a centralized, dedicated Vault
PCI and PII Vaulting
Descope your environment from requiring PCI compliance by tokenizing PAN and CVV data
Limit risk of exposure and liability while securely storing PII data like SSN, DOB, and other sensitive information
Money Movement
Enable real-time transfer of funds to any card, wallet, or bank account for Account to Account (A2A), Person to Person (P2P), and cross-border/remittances to support customer needs across the gig economy, insurance, crypto, and brokerage services
VGS partners with premier money movement providers, including TabaPay and Astra
On-Premise and Colocation Descoping
Securely migrate on-premise services to the cloud to further descope your PCI compliance
Use VGS's direct ISO 8583 connectivity to Visa and Mastercard for physical and co-locations
Credit Application
Use our PCI-compliant vault to protect and securely share PCI and PII data like SSNs, names and addresses received as part of credit applications while limiting your exposure and liability
Use sensitive PCI and PII data to securely check a user's credit rating without opening yourself to compliance requirements and risking data misuse
KYC and KYB
Streamline KYC and KYB processes and mitigate exposure and liability risks by using the VGS Vault to collect, store, and share PII data like SSNs, DOBs and Tax IDs (TIN)
Verify user identities and check for customer risk (e.g. fraud lists) using sensitive PCI and PII data while mitigating your vulnerability to data hacks
Multi-Issuer and Self-provisioning
Seamlessly and securely add multi-processor and/or direct processing options without expanding your PCI compliance scope
Go to market in half the time, for less than half the cost for PCI
Onboarding
VGS protects your customer PII data from the point of application to issuing the card - securing the card issuer's processing journey from start to finish.
Account Management
VGS enables your organization to service your customer's accounts while shielding sensitive PCI and PII data during the authentication process.
1. Onboarding
Onboard and Issue Cards Without Seeing PII or PAN
As part of VGS' thorough approach to securing sensitive data, we have designed a solution that helps card payment issuers protect all payment card industry data throughout the onboarding process-starting with the application the issuing bank receives from the potential cardholder.
2. Account Management
The VGS Vault protects information from all channels where sensitive data is exchanged to authenticate account owners. Many issuers today require account holders to authenticate through sensitive data such as PAN, SSN, DOB, PIN and/or answers to challenge questions. This is enough data to create a synthetic identity and it can quickly become a liability for your business. Our extensive approach to data security not only protects the sensitive PCI and PII data, but it also safeguards any object and format so that even biometric factors are also protected.
VGS ensures that card issuers are protected in order to provide a secure account management and servicing experience across:
Create an account with VGS and see how you can collect, protect and exchange sensitive data in a processor-agnostic, PCI-compliant vault. It's free to get started, and in less than 10 minutes, you'll set up a baseline tokenization program that matches your unique needs.
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