The World's Leader in Payment Tokenization
VGS Powers Fortune 500 Organizations
4 Billion Tokens
Held Globally
30 Billion
Annual Interactions
Stores 70%
of All US Cards
VGS is the World's Leader in Payment Tokenization. We are trusted by Fortune 500 organizations, including merchants, fintechs, and banks, to store and enrich sensitive payment data across cards, bank accounts, and digital wallets. With over 4 billion tokens managed globally, VGS offers a solutions suite of a composable Card Management Platform, PCI-compliant Vault, and network value-added services like Network Tokens, Account Updater, and Card Attributes.
Our solutions boost revenue with higher authorization rates, fraud reduction, and operational efficiencies while seamlessly integrating with existing tech stacks. We store 70% of all US cards and solve critical payment acceptance challenges, including multi-PSP management, orchestration enablement, PCI compliance, and PII protection. VGS empowers clients with ownership, control, and insights into payment data, elevating growth and user experiences across industries.
Card Management Platform
Our Card Management Platform streamlines card data management with a single API. This interoperable solution provides a single card object to access Network Tokens, Account Updater, and Card Attributes services across payment providers and card networks.
As one of the few providers globally with direct network connections, VGS offers the most up-to-date account information, setting a new standard for payment data enrichment, cost management, and scalability.
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Leadership Team
Chuck Yu
CEO
As CEO of Very Good Security, Chuck Yu brings extensive financial services experience. With executive leadership roles at VISA, Point Digital Finance, and TrialPay, including leading VISA's Global Fintech team, Chuck drives growth, fosters innovation, and steers diverse teams in finance and technology. Previously TrialPay's Chief Revenue Officer, he played a crucial role in its acquisition by Visa. Chuck holds a BA from UC Berkeley and a Juris Doctor from UCSF Law.
Marshall Jones
CTO & Co-Founder
Marshall Jones, CTO and Co-Founder of Very Good Security, is an experienced engineer and entrepreneur in fintech and security. Leading the company's technological vision and strategy, he delivers secure, compliant, and scalable payment security solutions globally. Previously, as VP of Engineering at Balanced Payments (acquired by Stripe), Marshall built innovative products and streamlined processes, propelling the company's success in fintech. With a decade of dedication, he creates successful engineering processes, scalable infrastructure, and effective teams, driving VGS' growth and innovation.
Tim Nguyen
General Counsel
Tim brings over 10 years of startup lawyer experience across a variety of legal issues ranging from corporate and tech transactions to payments, data security, and privacy. At VGS, Tim serves as General Counsel leading the legal and privacy team. Prior to VGS, Tim was the General Counsel at Balanced Payments where he built their PCI and AML/KYC program. Tim managed design, implementation, and maintenance of PCI security procedures, including working with external auditors to ensure compliance with PCI-DSS level 1 requirements. Tim holds a Bachelors in Symbolic Systems from Stanford University and a JD from the University of Virginia. He is licensed to practice law in California.
Ashwani Wason
SVP, Engineering
With over 20 years of experience leading technology teams, Ashwani is the Executive SVP at VGS, overseeing engineering, security, and infrastructure. Previously, at OpenGov, he held executive roles, building ERP SaaS for governments and expanding the engineering team globally. Prior to that, at Citrix and ByteMobile (acquired by Citrix), Ashwani led high-performance engineering teams. Specializing in computer networking and protocols, he has contributed to modern operating systems' kernel networking subsystems. Ashwani holds multiple patents and has a Bachelors in Electronics & Communications from the University of Delhi and a Masters in Computer Engineering from the University of California.
Matt Vanhouten
SVP, Product
Matt has been developing and launching payments products for more than 20 years. He led Digital Payables and Receivables for North America at J.P. Morgan, Global Visa Direct Product at Visa as well as senior leadership roles within multiple payments startups. Matt is a frequent speaker at industry conferences such as AFP and publishes payments and fintech content on LinkedIn and Medium.
Jeff Lambert
VP, Revenue
Jeff is a dedicated team leader with 20 years of business development and partnerships experience. He has successfully built sustainable businesses both as a tech startup (from inception to acquisition) and at a Fortune 100 company. Successfully co-founded and built the sales team for NuOrder, an early E-commerce solution for restaurants that eventually was acquired. Prior to VGS, Jeff was a senior leader at VISA, where he led the North America sales teams for Open Banking and Loyalty.
Brittany Kay Eden
VP, Marketing
Brittany has more than a dozen years of experience in the payments ecosystem, with a variety of roles ranging from marketing to strategy to business development. She was an early employee of TrialPay, Inc (acquired by Visa), and spent nearly 8 years as a strategic leader in various Fintech and Crypto roles at Visa before joining VGS as Head of Marketing. She has her B.S from DePaul University.
Derek Johnson
VP, People
Derek's career in HR and advising entrepreneurs, executives, and people leaders on growing, scaling, and building a people-first go-to-market strategy spans over 15 years. In addition to helping scale companies, he's helped build the operational functions and set initial business strategies. Derek has been privileged to lead the in-house HR, talent, and workplace functions globally. And as a consultant, he's been the first Head of People at several startups.
Howard Xiao
Sr. Director, Partnerships
Howard has an extensive background in building global partner & client relationships with over 10 years of experience. At VGS, Howard is working with some of our most strategic and innovative partners. This includes partnership business development and managing strategic, product, and channel partnerships & alliances. Prior to VGS, Howard was a leader in the global digital partnerships team at Visa - managing relationships with Visa's most valuable global partners including the world's largest digital wallets and e-commerce companies.
Andrew Delgado
Sr. Director, Finance
Andrew brings over 12 years of startup tech experience leading finance and accounting teams for companies in B2B and B2C SaaS, cybersecurity, and ad-tech. At VGS, he oversees FP&A, accounting, AR, AP, payroll, and treasury. He brings expertise in building financial systems with strong internal controls and scalability. Andrew is a Certified Public Accountant in the state of California.
Ashwin Mathur
Sr. Director, Strategy
Ashwin has over a decade of experience in strategic & financial planning and has worked in several roles unlocking and leveraging business insights to grow revenue and build complex solutions across multiple teams. He spent 8 years at Visa supporting Product Finance and building loyalty solutions.